No.

Nevada does not currently mandate private or public insurers to cover in vitro fertilization, according to the Nevada Division of Insurance. Nevada’s Public Employees’ Benefits Program does cover some infertility treatment, depending on the specific plan.

But Nevada could see an IVF mandate soon. The original version of SB217 — introduced in the 2025 legislative session — would require that private and public insurers, including Medicaid, cover the treatment if they insure more than 100 people.

The cost of a single IVF cycle — which includes medicines, procedures, anesthesia, ultrasounds, blood tests, lab work and embryo storage — can be upwards of $15,000.

A 2024 survey showed that only 8% of women with incomes below the federal poverty line who have ever needed fertility services say they received IVF, compared with 17% of women with incomes above the poverty line.

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Sources

• Nevada Electronic Legislative Information System SB217
• Nevada Division of Insurance Division of Insurance
• Public Employees’ Benefits Program Summary of Benefits and Coverage
• Planned Parenthood What is IVF?
• Kaiser Family Foundation Access to Fertility Care: Findings from the 2024 KFF Women’s Health Survey